Legal
Privacy policy
This policy explains how Vicade Global Merchandise Nigeria Limited handles your personal information when you use this website or apply for a loan.
Information we collect
We collect the information you provide when you apply for a loan or contact us, including your name, date of birth, contact details, residential address, employment or business information, income details, bank account details and identification documents.
We also collect limited technical information about how you use this website, such as pages visited and device type, to keep the service secure and improve it.
How we use your information
- To assess your loan application, affordability and creditworthiness.
- To verify your identity and comply with legal obligations.
- To disburse funds and administer repayments.
- To communicate with you about your application, loan or account.
- To detect and prevent fraud or misuse of our services.
Data security
Information you submit is transmitted over encrypted connections and stored with access limited to authorised staff. No system is completely secure, so we ask that you keep your login details confidential and never share passwords or one-time codes with anyone.
Data retention
We keep your information for as long as you have a relationship with us and afterwards for the period required by applicable law, accounting standards and legitimate business needs.
Your rights
- Request a copy of the personal data we hold about you.
- Ask us to correct information that is inaccurate or incomplete.
- Ask us to delete information we no longer need to retain.
- Withdraw consent to marketing communications at any time.
Contact us
For any privacy question or request, email Vgmtabletpc@gmail.com or write to 20, Ondo Street, Bodija, Ibadan, Oyo State, Nigeria.