Personal Loan
For personal and household financial needs.
- Amount
- ₦50k – ₦3m
- Tenor
- 3–24 months
- Interest from
- 15% p.a.
- Processing fee
- 1.5%
Our loans
Loan products
Choose the product that matches your need. Each loan page includes full eligibility requirements, required documents and a calculator so you can see the cost before you apply.
Salary Loan
For eligible salaried employees, repaid from your monthly pay.
- Amount
- ₦50k – ₦2m
- Tenor
- 1–12 months
- Interest from
- 15% p.a.
- Processing fee
- 1%
Business Loan
Working capital and business expansion financing.
- Amount
- ₦250k – ₦10m
- Tenor
- 3–36 months
- Interest from
- 15% p.a.
- Processing fee
- 2%
Emergency Loan
Short-term financing for urgent financial needs.
- Amount
- ₦20k – ₦500k
- Tenor
- 1–6 months
- Interest from
- 15% p.a.
- Processing fee
- 1.5%
School Fee Loan
Financing for approved education-related expenses.
- Amount
- ₦50k – ₦3m
- Tenor
- 3–12 months
- Interest from
- 15% p.a.
- Processing fee
- 1%
Asset Finance
Financing for approved assets and equipment.
- Amount
- ₦100k – ₦15m
- Tenor
- 6–36 months
- Interest from
- 15% p.a.
- Processing fee
- 2%
Rates shown are starting rates. Your final rate, fees and limit depend on affordability checks, your repayment history and the product you choose.
Not sure which loan fits?
Speak with our team and we will help you choose the right product for your situation.