Vicade Global logoVICADE

Global vision, beyond limits!

Get the financial support you need, when you need it.

Simple, transparent and convenient financing designed to help individuals and businesses in Nigeria achieve their financial goals.

Apply for a loan Calculate your loan
  • From ₦20,000 up to ₦15 million
  • Interest from 15% per annum
  • Tenors from 1 to 36 months
  • Weekly, bi-weekly or monthly repayment
Quick estimate
₦500,000
6 months

Estimated monthly repayment

₦89,583

Interest (15% p.a.)
₦37,500
Total repayment
₦537,500
Apply for a loanFull calculator

Calculator results are estimates and do not constitute a loan offer. Final loan terms are subject to approval.

Secure & confidential

Your personal and financial information is encrypted and never shared without your consent.

Fast application

Complete your application online in minutes — no branch visits or long paperwork queues.

Transparent pricing

Every interest charge and fee is disclosed in writing before you accept any loan offer.

Flexible repayment

Choose weekly, bi-weekly or monthly repayment schedules that match your cash flow.

Real human support

Speak to a dedicated officer on WhatsApp, phone or email throughout your loan.

Our loans

Financing built around real Nigerian needs

Six loan products for individuals, salaried employees and small businesses. Every product shows its amount range, tenor, interest rate and processing fee upfront.

View all loans

Personal Loan

For personal and household financial needs.

Amount
₦50k – ₦3m
Tenor
3–24 months
Interest from
15% p.a.
Processing fee
1.5%
Learn more

Salary Loan

For eligible salaried employees, repaid from your monthly pay.

Amount
₦50k – ₦2m
Tenor
1–12 months
Interest from
15% p.a.
Processing fee
1%
Learn more

Business Loan

Working capital and business expansion financing.

Amount
₦250k – ₦10m
Tenor
3–36 months
Interest from
15% p.a.
Processing fee
2%
Learn more

Emergency Loan

Short-term financing for urgent financial needs.

Amount
₦20k – ₦500k
Tenor
1–6 months
Interest from
15% p.a.
Processing fee
1.5%
Learn more

School Fee Loan

Financing for approved education-related expenses.

Amount
₦50k – ₦3m
Tenor
3–12 months
Interest from
15% p.a.
Processing fee
1%
Learn more

Asset Finance

Financing for approved assets and equipment.

Amount
₦100k – ₦15m
Tenor
6–36 months
Interest from
15% p.a.
Processing fee
2%
Learn more

How it works

Four simple steps from application to funds

  1. 01

    Apply

    Complete the online application in minutes.

  2. 02

    Verify

    Provide the required information and documents.

  3. 03

    Get approved

    Our team evaluates your application and issues an offer.

  4. 04

    Receive funds

    Approved customers are paid into their registered bank account.

Start your application

Why choose us

A lender that puts the terms in plain language

We are a Nigerian lending business operating under the Laws of the Federal Republic of Nigeria. Our loan agreements state your interest, fees and repayment obligations clearly before you sign.

Fast
A simple digital application process built for mobile.
Transparent
Clear loan terms, rates and fees — disclosed upfront.
Secure
Customer information is protected and access controlled.
Convenient
Apply for and manage your loan entirely online.
Supportive
A dedicated support team that answers when you call.
More about Vicade Global
A customer reviewing her loan details on a tablet

Ready to get started?

Apply online in minutes. You will receive an application reference number immediately after submission.

Apply for a loanCalculate your repayment