Eligibility
Who can borrow from us
These are our general requirements. Additional requirements may apply depending on the loan product, amount requested and your repayment history.
General requirements
- You must be 18 years or older.
- You must have a valid government-issued means of identification.
- You must have a valid Nigerian bank account in your own name.
- You must have a verifiable phone number.
- You must have a valid email address.
- You must provide proof of income where required.
- You must have a verifiable residential address in Nigeria.
Eligibility criteria vary by product. Meeting the general requirements does not guarantee approval — all applications are subject to affordability checks and our credit assessment.
By product
Product-specific requirements
Each product page lists its full requirements and the documents you need to upload.
Personal Loan
View details- Valid government-issued means of identification
- Verifiable monthly income of at least ₦80,000
- Active Nigerian bank account in your own name
Salary Loan
View details- Minimum 6 months continuous employment
- Net monthly salary of at least ₦100,000
- Salary credited to a Nigerian bank account
Business Loan
View details- Business registered with the Corporate Affairs Commission
- Minimum 12 months of trading history
- Verifiable monthly business revenue
Emergency Loan
View details- Valid means of identification
- Active Nigerian bank account
- Verifiable income or existing repayment history with us
School Fee Loan
View details- Official school fee invoice or admission letter
- Verifiable income or sponsor income
- Valid means of identification
Asset Finance
View details- Vendor invoice or quotation for the asset
- Equity contribution where applicable
- Verifiable income or business revenue
Not sure whether you qualify? Contact us on +44 7988 778424 (WhatsApp only) or email Vgmtabletpc@gmail.com and a loan officer will guide you.
Think you qualify?
Start your application now — it takes about 10 minutes.